Here is an example that I found that tries to explain it.....
If you're swimming upstream your "groundspeed" will be your swimming speed minus the speed of the water current. Say you're a strong swimmer and can make 4 mph. If you swim into a 3 mph current you will only make 1 mph along the riverbank. If you turn around and swim with the current your speed along the bank will be your swimming speed of 4 mph plus the speed of the current (3 mph) for a total speed of 7 mph. The speed at which you can swim has not changed, the speed along the riverbank has.
I think it makes it easy to understand.....even for an old guy like me!